A credit report with a low score
Changes to regulations and GSEs might make it easier to qualify for a mortgage loan
by Steve Cook Dec 13
Why so few low-FICO home loan applicants?
If credit is tight today, why has the rate of decline of applications fallen?
by Lou Barnes May 26
How to help clients get into homes despite tight mortgage credit
Although credit availability remains challenging, non-bank and non-prime options offer solutions
by Ray Brousseau Feb 24
Minority buyers still face uphill battle in getting mortgage credit
Zillow and HMDA reports highlight ongoing disparities in mortgage loan application acceptance rates among different racial groups
by Amy Tankersley Nov 6
Mortgage credit standards loosen in March
Mortgage credit availability still tight, but shows signs of improvement, says MBA
by Amy Tankersley Apr 7
Getting a mortgage is easier than people think
Zillow index: Lenders have opened their doors two-thirds of the way back to normal
by Teke Wiggin Mar 13
Mortgage credit eases as investors loosen requirements for FHA loans
MBA: Loan availability in May increased 1.14 percent from April
by Inman Jun 5
Government's moves to ease mortgage credit are mostly for show
FHA's 'Blueprint for Access' is not even funded, and it's business as usual at Fannie and Freddie
by Ken Harney May 20
Mel Watt turns out to be astounding political turn for the better for mortgage credit
New head of Fannie, Freddie regulator is first thing Obama adminstration has gotten right on housing
by Lou Barnes May 16
Mortgage rates hit low for the year on economic worries including housing
Purchase loan demand at highest level since January
by Inman May 8
The conventional wisdom on why home sales have stalled is wrong
Rising home prices and mortgage rates are not the culprit
by Lou Barnes Apr 25
Sacrifice youth on the altar of panic and we'll pay a high price
Relax the overreaction to the credit bubble
by Lou Barnes Apr 4
Could FHA afford to loosen up on premiums? Yes. Will it? Don't hold your breath
Instead of giving borrowers a break, mortgage insurer plans to institute new 'quality assurance' fee
by Ken Harney Mar 12
Low delinquency rates prove mortgage lending's too tight
Underwriting is not rocket science -- we had it right for 55 years
by Lou Barnes Jan 17
US economy is on best footing since 2007 -- maybe even 1998
The strongest headwind we face is that global competition has capped wages
by Lou Barnes Dec 27