7 facts about FHA loans you should know
Knowing more about how FHA works — and how to work with FHA — helps agents identify opportunities for their first-time buyer clients, who make up one in three buyers today. FHA is not for everyone, but for millions of young families, it is the piece that is solving the homeownership puzzle.
by Steve Cook Feb 16
Fannie Mae posts $14.2B in profit in 2019 as it eyes conservatorship exit
The FHFA is taking steps to free Fannie Mae from government conservatorship as the company posts big profits
by Patrick Kearns Feb 13
Fannie Mae, Freddie Mac subpoenaed in commission lawsuit
Plaintiffs ask for every detail of agent and broker compensation in real estate transactions nationwide for the last 13 years
by Andrea V. Brambila Feb 11
How the mortgage market has evolved over the past decade
Opinion
If you're newer to real estate or want a snapshot of how we got to this point in the mortgage industry, here's a quick look
by Missy Yost Feb 10
Applying for a mortgage? How you repay your student loan is crucial
Student loan borrowers who use an income-driven repayment plan could be at disadvantage for taking on a mortgage, a study by the Urban Institute shows
What the 2020 presidential candidates are saying about housing
Housing hasn't been the focus for the crowded field of Democratic contenders, but that hasn't stopped some candidates from releasing comprehensive housing plans
by Patrick Kearns Jan 7
Federal lenders increase loan limits to match pace of price growth
Fannie Mae, Freddie Mac and the Federal Housing Administration increased their loan limits to $510,400 and $331,760, respectively
by Marian McPherson Jan 6
housing market
Every census division tracked by Federal Housing Finance Agency reported positive annual price gains, with the Mountain division climbing the most at 6.7%
by Patrick Kearns Dec 31
Appraisal requirements axed on sales of $400K and under: Fed
Approved by the Federal Reserve on Friday, the adjustment, from $250K to $400K, marks the first time in 25 years such an appraisal threshold has changed
NAR calls for improvements to the qualified mortgage rule
The Consumer Finance Protection Bureau signaled an interest in ending a temporary exemption that allows government-backed loans to exceed 43 percent debt-to-income ratio
by Patrick Kearns Sep 17
Trump admin proposes massive overhaul of FHA, Freddie and Fannie
New guidance from HUD and U.S. Treasury would end the conservatorship of Fannie Mae and Freddie Mac, while reforming the Federal Housing Administration
by Patrick Kearns Sep 6
Homes houses roofs
Home prices climbed 5% year-over-year in second quarter of 2019, according to the Federal Housing Finance Agency
by Patrick Kearns Aug 27
Airbnb adds another mortgage refinancing partner
Guild Mortgage will now treat Airbnb revenue as income in some refinance applications
by Teke Wiggin Jun 14
Big changes are coming to Fannie and Freddie ... beware
Opinion
The odds are against the June plan, no matter what it is, it will be likely to raise the cost of borrowing or exclude segments from credit
by Lou Barnes Jun 10
Man in baseball jersey uniform overlooking Mumbai
The program will combine previously separate markets for mortgage-backed securities known as TBAs. Proponents say it will lower mortgage interest rates
by Jim Dalrymple II Jun 4